Fund expansion, strengthen working capital, or restructure existing debt with financing built around how your business earns and repays.
Compare loans, lines of credit, and funding for equipment, inventory, or expansion.
Explore business financingEstimate your property equity and review a HELOC for business use.
Explore home equityReview existing balances, payment frequency, and refinancing options.
Review existing debtEnter your property value and existing balances to estimate gross equity.
Your potential HELOC limit also depends on the property, credit, income, and program requirements.
Explore home equity financing →Value minus mortgage and any additional liens.
Calculated from the values you enter. Available credit is subject to property valuation, lending limits, credit, income, and underwriting.
Continue to HELOC ApplicationChoose the outcome you need. Then evaluate the structure, payment schedule, and commitment.
For payroll, inventory, receivables timing, vendor payments, and repeat needs.
For expansion, equipment, acquisition, buildout, and other planned investments.
Review existing balances, repayment frequency, and payoff terms before deciding whether refinancing improves cash flow.
A dedicated path for business owners using residential equity or financing commercial property.
Compare how capital is accessed, repaid, and secured.
LIVC Group evaluates the purpose, cash flow, existing obligations, and repayment structure together. The goal is a financing request grounded in what the business can support.
Set the amount, use of funds, and timing.
Provide the operating history, financials, and current obligations.
Review repayment capacity, collateral, and program requirements.
Compare net proceeds, total cost, payment frequency, and payoff terms.
Explore financing opportunities, product terms, and practical ways to fund the next stage of your business.
The 2027 schedule provides a 0% upfront SBA guaranty fee for qualifying loans of $700,000 or less to manufacturers, specified food-supply businesses, and rural businesses. Other fees and eligibility conditions still apply.
U.S. Small Business Administration · Sep 3, 2026Product rates, repayment terms, and rule changes.
The basics on financing, existing debt, and what to prepare.
LIVC Group works with business financing requests for working capital, term financing, lines of credit, equipment, acquisitions, commercial real estate, SBA programs, and home equity. Availability depends on the business, use of funds, and program requirements.
Yes. Use the debt review form to discuss current balances, payment frequency, and payoff terms. You do not need to request new working capital. Refinancing can change payments and total cost; it does not cancel debt.
Start with your business details, desired amount, use of funds, timing, and current obligations. The business application requests recent bank statements. Tax returns, financial statements, property details, or other documents may be needed for certain programs.
Rates and terms depend on cash flow, credit, existing debt, collateral, and the financing program. Your written offer confirms the rate, total repayment, payment frequency, fees, and early-payment terms.
No. Submitting a request does not create an approval or financing commitment. Review any offered terms and agreements before deciding whether to proceed.
Tell us what the business needs and complete your financing request.